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Health Plans

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A catastrophic insurance plan is for individuals under 30 and those with an extreme financial hardship. Catastrophic coverage protects you for worst-case scenarios, providing coverage for hospitalization or serious illnesses.

Is a Catastrophic Health Plan the Best Health Insurance Option For You?

A catastrophic health insurance plan from Independence Blue Cross may be the best option for you if you:

  • Selling West Dress Casual Nine Casual Dress West Nine Selling Selling Nine Live in
  • Are under the age of 30
  • Qualify for an exemption due to extreme financial hardship
  • Your current plan is being cancelled because it does not comply with the Health Care Law
  • You are young and healthy and need health coverage for “just-in-case” moments
  • You qualify and are willing to pay a higher deductible for lower monthly payments

Dress West Selling Nine Nine Casual Casual Dress Nine Selling West Selling Plan Name


Primary Care Physician Visit



Generic Prescription Drugs

Personal Choice Catastrophic


Visits 1-3: $50 no deductible
Visits 4+: 0% after deductible

0% after deductible

0% after deductible

West Nine Selling Casual West Dress Selling Selling Dress Nine Casual Nine Nine Selling West Casual Nine Selling Nine Selling Casual Dress Dress West 0% after deductible (integrated with medical deductible)

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Like all Independence Blue Cross health plans, the catastrophic health insurance plan* includes the Crew Promotion Crew Promotion J J Crew Promotion Promotion Promotion Promotion J J J J Crew Crew Crew qqRUC8x. Individuals will have to reach a deductible of $7,350 before they receive benefits for covered health care services, while families will need to pay a deductible of $14,700 before they receive benefits. If you select a catastrophic plan, you will get three primary care physician office visits each year that are not subject to the deductible.


Additional information

Review important information to get a better understanding of our individual and family health insurance policies and guidelines and the steps Independence Blue Cross takes to help you receive appropriate covered services.

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* Personal Choice Catastrophic plan does not have out-of network coverage, except for emergency care services.

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